"John does a fantastic job of explaining the importance of saving with practical advice that is easy to understand and implement. [Getting to Point X] should be required reading for all Americans, especially now with his insights into the recent tax changes and how that may or may not affect each person's wealth."

- Suzanne Siracuse, VP/Publisher, Investmentnews

"A critical read dealing with one of the most dangerous threats to our nation and its citizens—financial literacy. No matter where you are in your financial life, you will find this book contains advice and wisdom that is timeless.”

- Sarano Kelley, founder, The Kelley Group